
FILA & Associates
Fiduciary Investments,Life Insurance Agent & Associates
"Enjoy life, knowing you are PREPARED..."
Universal Life Insurance
Universal Life Insurance (UL) is a hybrid life insurance policy that combines elements of Term Life Insurance with an investment savings option. Universal Life combines the ability to build savings at the same time as providing you with a Life Insurance policy. You might even be able to use the asset portion of the policy as a down payment on your FIRST HOME. Keep in mind that when purchasing Life Insurance when you are younger, you benefit from lower rates. So if you think Life Insurance is expensive NOW, remember that it will only cost more as you get older.
Indexed Universal Life Insurance
Guaranteed Income for Life (Income for Life Rider)
Flexible income for your retirement. With this rider, your cash value can be used to produce a guaranteed stream of lifetime income for you...
Chronic Illness Rider Accelerated Access Solution® (AAS)
This provides income if you get sick. This rider allows you to access a portion of your death benefit if you suffer from a qualifying illness or condition. Choose from payments of 2%, 4% or an IRS
per diem amount monthly. The tax-free income...
Flexible income for you at any time, for any purpose...
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(office) 954-533-1023
(mobile) 561-619-1340